Loans 2 Go - Everything You Need To Know About

Who is Loans 2 Go?

Loans 2 Go Limited is a well-established UK-based private limited company that provides tailored financial services through its core offering: unsecured personal loans. Founded over two decades ago, the company has earned a solid reputation for offering fast, accessible, and flexible credit solutions to individuals, particularly those who may face challenges accessing credit through traditional banks.

Incorporated on 27 August 2002, and currently operating under company number 04519020, Loans 2 Go is registered at:

Registered Office Address:
Bridge Studios,
34a Deodar Road,
Putney, London,
England, SW15 2NN

Loans 2 Go is fully active and compliant with Companies House requirements, with its most recent accounts made up to 30 December 2023, and the next filing due by 30 September 2025. Its most recent confirmation statement was filed on 26 August 2024, with the next due by 9 September 2025.

The company is classified under Standard Industrial Classification (SIC) Code 64921, which relates to “Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors.” This denotes the firm’s dedicated involvement in consumer lending, separate from traditional banking institutions.

Mission and Vision

The company’s mission is to empower consumers by offering fast, fair, and flexible financial products. With a philosophy grounded in responsible lending, Loans 2 Go aims to ensure that customers are always fully informed about their loan terms and able to manage their repayments confidently.

Through a seamless digital platform and robust compliance systems, Loans 2 Go strives to create a user-centric experience where consumers can check their eligibility, apply, and receive funds all within a short timeframe.

What Is the Business Capital and Annual Turnover?

While detailed proprietary capital figures are not publicly disclosed, Loans 2 Go’s financial indicators reflect a strong and growing position in the UK’s alternative finance industry. Based on recent financial records:

These figures illustrate a financially sound institution, characterised by consistent revenue growth and prudent reduction in liabilities. The company’s financial model supports its capacity to fund loans promptly and maintain a stable lending operation, even during fluctuating economic periods.

Who Leads the Company?

The executive leadership at Loans 2 Go consists of professionals from diverse areas of expertise. This ensures strategic oversight across technology, finance, risk management, and customer operations.

Each director brings sector-specific expertise that contributes to Loans 2 Go’s efficiency, technological advancement, regulatory compliance, and customer satisfaction.

What Services and Features Does the Business Offer?

Loans 2 Go focuses exclusively on unsecured personal loans, offering simplicity, clarity, and accessibility for customers across the UK. Customers can apply entirely online and receive funds directly into their bank accounts on the same day, subject to approval.

Loan Product Summary

An example of a typical loan would be borrowing £550 over 18 months at a fixed rate of 168% per annum, leading to monthly payments of £107.56, and a total repayment of £1,936.08.

Eligibility Requirements

To apply, customers must meet the following conditions:

• Be at least 21 years old
• Be employed and receive a regular income
• Be a UK resident
• Hold a UK bank account with an active debit card

Application Process

The application process is entirely online and designed to be completed in under 10 minutes. It includes an initial eligibility checker which does not impact the applicant’s credit score. If approved, customers may proceed with the full application and receive funds the same day.

Repayment Flexibility

Recognising that not all individuals are paid monthly, Loans 2 Go offers repayment flexibility in terms of frequency. Customers can choose between:

• Weekly
• Fortnightly
• Monthly

This flexibility is a distinguishing feature, helping borrowers to manage repayments in line with their personal income cycles.

Responsible Lending Approach

Loans 2 Go is committed to lending responsibly. As part of this, the company does not fund loans for the following purposes:

• Gambling or betting
• Financial investments (e.g., stocks, cryptocurrencies)
• Business-related expenses
• Land or property acquisitions, deposits, or timeshares
• Any unlawful activity

All applications are carefully reviewed to ensure they align with both legal requirements and the borrower’s financial capacity.

How Can Customers Get in Touch?

Loans 2 Go is committed to offering a high standard of customer support through multiple communication channels.

Contact Information:

Whether customers require assistance with the loan application process, repayment queries, or technical support, the team at Loans 2 Go is accessible and responsive.

Why Choose Loans 2 Go?

Loans 2 Go stands out as a reliable choice for borrowers across the UK, offering quick, flexible, and transparent personal loans.

• Established Direct Lender: With over 20 years of experience and FCA regulation, Loans 2 Go is a trusted provider, not a broker.
• No Hidden Fees: No set-up or early repayment charges, with clear loan terms from the outset.
• Fast and Simple Process: Online applications take minutes, and approved loans are typically paid out the same day.
• Credit-Friendly: Even customers with a poor credit history are welcome to apply.
• Flexible Repayments: Choose from weekly, fortnightly, or monthly payment schedules to suit your income.

Whether for an emergency expense or short-term need, Loans 2 Go offers a practical and responsible lending solution.